Tag - Interest Rates

23.01.2019 - is it time to refix or refinance your mortgage?

is it time to refix or refinance your mortgage?

  Has time lapsed since you last decided to fix the interest rate on your home loan, or is your mortgage up for renewal? Are you wondering about switching banks to get a better deal? There’s no need to stress… With the right advice, we can make refixing or refinancing your mortgage a safe and… Read more »

22.04.2015 - refixing your mortgage – switching banks might get you the best deal

refixing your mortgage – switching banks might get you the best deal

Is it time to fix your mortgage? Do you stay with your current bank or is the grass greener elsewhere? When it’s time to refix their current mortgage clients often ask us if switching banks would get them a better deal. The common theme in all our conversations is that they’d be happy to stay… Read more »

5.03.2014 - interest rate hikes and belt tightening…

interest rate hikes and belt tightening…

With the first two months of the year already behind us, like me, you’ve probably managed to work off some or all of that Christmas cheer and the belt is feeling a bit looser. But belt tightening of another kind is looming. Every week there is more and more media hype about rising interest rates…. Read more »

6.11.2013 - Kiwibank offer the cheapest home loans – unless you know better!

Kiwibank offer the cheapest home loans – unless you know better!

Have you ever wondered why Kiwibank won’t let you use a mortgage adviser? Adviser friendly banks like ASB, ANZ and Westpac give you the choice of accessing their home loans via their branch network, mobile managers, or – in our view, even better – by using impartial mortgage advisers like us. So it begs the… Read more »

13.12.2012 - fix or float? is your home loan right for you?

fix or float? is your home loan right for you?

Before deciding what home loan is right for you and whether you should fix or float or do both, here are a few things it’s important you consider: How much certainty and peace of mind you want should be your first priority. What impact will any rise in interest rates have on your lifestyle and… Read more »