14/04/2021 - regulatory changes and bye-bye cowboys

regulatory changes and bye-bye cowboys

On 15 March 2021 amendments to the government’s Financial Market Conduct Act 2013 (FMC) came into effect. Many mortgage experts, banks, insurers, building societies, credit unions and other providers of financial and risk insurance advice have all experienced big changes. what is the change? Throughout the advice process, all assessments and recommendations need to comply… Read more »

01/04/2020 - have your finances been affected by COVID-19?

have your finances been affected by COVID-19?

The world may be scrambling for toilet paper but for many, the essentials in short-supply are maintaining cash flow and sustaining lifestyle. Anxiety, fear, and stress levels have left no one untouched. Careers, businesses, and certainty have been destroyed overnight. But together we will get through this. Nobody will lose their homes if we all… Read more »

26/02/2019 - the power of leverage: how to organise your work and financial goals around the way you want to live

the power of leverage: how to organise your work and financial goals around the way you want to live

  Many clients have been inspired by our move up to the Far North. We achieved that through careful leverage but also by careful risk-taking. Leverage is about leveraging off other people’s success, leveraging off other people’s advice; leveraging off equity you have in your property; leveraging off opportunities. So many of you have asked… Read more »

23/01/2019 - is it time to refix or refinance your mortgage?

is it time to refix or refinance your mortgage?

  Has time lapsed since you last decided to fix the interest rate on your home loan, or is your mortgage up for renewal? Are you wondering about switching banks to get a better deal? There’s no need to stress… With the right advice, we can make refixing or refinancing your mortgage a safe and… Read more »

30/11/2017 - from chained to the office, to freedom in the country—how to manifest your dream career or business

from chained to the office, to freedom in the country—how to manifest your dream career or business

  Recently Laurie’s story of career reinvention was profiled in several of Cassandra Gaisford’s bestselling self-empowerment and career rescue books. We know that year-end can be a time when many of our clients reconsider their plans and forge new year’s resolutions. Often the decisions which are considered involve either changing careers or re-engineering current modes of… Read more »

31/10/2017 - stress less during the home renovation process

stress less during the home renovation process

Kiwi’s don’t just love their homes, we also love the opportunity to improve, extend, redecorate or redesign our castles. In fact, the freedom to do up your home or investment property in the way you choose is one of the awesome benefits of property ownership. Doing a house up to fit your grand design is… Read more »

10/06/2016 - changing lives: from tenant to first home buyer

changing lives: from tenant to first home buyer

It was such a pleasure to help this lovely young family purchase their first home. We were pretty stoked to receive the lovely story below and to hear how what we were able to do for them changed their lives. Read, in their own words, how important it is to make the right steps, talk… Read more »

20/04/2016 - are Wellington mortgages rocketing skyward like Auckland?

are Wellington mortgages rocketing skyward like Auckland?

ls Wellington the new Auckland? There has been plenty of press of late suggesting that the Wellington property market has become like Auckland’s. But while prices are on the move Wellington has a long way to go before it becomes as over-heated as its counterpart up north. Growing numbers of Aucklanders now simply can’t afford… Read more »

22/12/2015 - don’t get caught without a LIM report

don’t get caught without a LIM report

When you finally find your dream home it’s easy to fall in love with the house and forget to take prudent steps to check that everything is in good order. On the surface the property may look perfect: Perfect shiny new paint lacquered to a gleam; prefect interior with the latest high-spec kitchen and wondrous… Read more »

30/11/2015 - looking back and looking forward

looking back and looking forward

What a massive year. It really has been awesome. We’re stoked to be heading into some well-earned, and eagerly anticipated, downtime. What about you? Are you getting away, or saving your money to pay off your mortgage quicker? Whatever you do, make it count. It’s a cliché but it’s true, time is short. Too short,… Read more »